Share Savings Accounts

Christmas Club Accounts

Vacation Club Accounts

Share Draft

IRA Accounts

Certificate of Deposit

Additional Truth-In-Savings Disclosure Information

Share Accounts

The dividend rate and annual percentage yield for Share Accounts, Club Accounts, and IRA Accounts may change at any time, as determined by the credit union board of directors.

Dividends will be compounded and credited to your account every calendar quarter. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends will begin to accrue on the business day you place non-cash items (for example, checks) to your account.

For a complete disclosure of all terms and conditions associated with a deposit account, please request a copy of "Important Account Information for Our Members".